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Are There Unsafe Electrical Panels Hiding in Your Home?

If your home is older(built before 1990), you might have an outdated main electric panels/boxes hiding in your home.

Besides making you uncool, like something from your parent’s generation, they can also be extremely unsafe.

Electrical panels have safety devices (either fuses or circuit breakers) that trip and shut off the power when too much electricity flows through them. This safety tool helps prevent fires caused by overheating wires.

Many homes still have old, outdated panels that might not work as intended, leaving them vulnerable to a house fire. You may wish to consider replacing if your panel is one of these…

Electrical PanelFederal Pacific Electric (FPE) Panels

From the 1950s- the 1980s Federal Pacific Electric was one of the most popular manufacturers of electrical panels in the United States. And they were installed in millions of homes.

But these panels are extremely unsafe.

Why??: FPE electric panels’ circuit breakers fail to trip when they should (when there’s a short circuit or circuit overload). This problem has lead to thousands of fires across the United States.

There are also many reports that FPE circuits in the off position still send power to the circuit. This can cause electrocution when working on a circuit you believe to be off.

How to tell if you have one: FPE panels are most common in homes built between 1950 and 1980. Federal Pacific Electric will likely be written on the cover of your breaker box. Inside, look for the name Stab-Loc (the brand name of the circuit breakers).

Zinsco Panels

Zinsco or GTE-Sylvania panels were popular electrical panels installed in homes throughout the 1970s. Zinsco is now defunct, but many homes still have these panels.

Why they’re unsafe: The circuit breakers inside many Zinsco panels melt to the main ‘bus bar’. This means the breaker can’t ever trip, even when there’s a short or overloaded circuit. So if there ever is a short or other problems, the surge of power melts wires and starts fires in your home.

How to tell if you have one: The name Zinsco anywhere on the panel is a sure sign it should be replaced. Also, many GTE-Sylvania or Sylvania panels are simply re-branded Zinsco panels or contain the problematic design. These should also be replaced.

However, not all Sylvania and GTE-Slyvania branded panels are dangerous. So if you have one, have an electrician inspect it to see if it has the problematic design.

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Split-bus electrical panels

A typical modern circuit breaker has a single metal bus. Electricity comes into the panel, passes through a main breaker and to the bus. The bus then connects to each individual circuit breaker, providing power to your entire home.

You can then shut off power to the bus (and therefore your entire home) simply by turning off the main breaker.

Split-bus electrical panels are different – They have 2 buses and no single main disconnect. They have up to 6 breakers labeled “main”. One of these main breakers controls power to half (the bottom) of the breakers in the panel. The other main breakers connect directly to the first bus.

Above is a photo of a split bus panel with front cover removed. You can see how the top 3 breakers are connected directly to the incoming power. Then the 3rd breaker supplies power to the lower breakers

Why they’re unsafe: By themselves, split-bus panels aren’t unsafe. However, these types of panels haven’t been used for over 40 years. That puts them past their expected lifespan, meaning the circuit breakers may not trip as they are designed to.

Plus, electrical code no longer allows for multiple disconnects.

How to tell if you have one: Open the front cover of your electrical box. Are your breakers divided into 2 groups? Is there no single disconnect breaker? These are good indications that you have a split-bus panel.

Fuse box

Fuse boxes are old electrical panels that use fuses instead of circuit breakers to protect your wires from becoming overloaded. When a circuit draws too much electricity, the fuse burns out and must be replaced.

Why they’re unsafe: Fuses aren’t inherently unsafe. They work just like circuit breakers (except they can’t be reset and must be replaced.) However, most fuse boxes in homes today are unsafe because they’ve been modified to try to serve today’s energy demands.

Homeowners (and sometimes contractors) create problems in many fuse boxes that make them unsafe. Here are a few:

  • Placing too many things on a single circuit. Because fuse boxes typically have fewer circuits, homeowners often end up plugging in too many electrical appliances to a single outlet. That leads to fuses that blow a lot, which can lead homeowners to…
  • Replacing a fuse with a bigger fuse. If you replace a 15-amp fuse with a 20-amp fuse (or larger), your fuse may stop blowing. However, you’ll also create a massive fire hazard. The wires in that circuit are only rated for 15-amps, not 20!
  • Replacing the fuse with something metal. Some homeowners go a step further and insert a metal object (like a penny) where the blown fuse once was. Again, this eliminates blown fuses, but also completely removes the safety that fuses provide. Your wires could pull large amounts of electricity, overheat and start a fire.

How to tell if you have one: Chances are if you have a fuse box, you already know it. But if you’re not sure, find your main electrical panel and open it up. Instead of a bunch of switches (circuit breakers) you should see fuses.

What to do if you have one of these panels

If you have one of these unsafe and outdated electrical panels, we highly recommend replacing them. At the very least, you should have an electrician inspect the panel to see if there are any signs of problems.

Call MM Electric, LLC today to provide an estimate to replace your panel or even just to inspect it to ensure there are no signs of issues. You will sleep better!

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